Message Digest:
Message digests help verify that a message has not been
altered because altering the message would change the digest.
 Electronic Wallet
Software loaded onto a personal computer containing a customer's
payment card information, digital certificates and cryptographic keys.
 
Digital Signature:
A code that guarantees a sender’s identity. If an unauthorized person
decrypts it, the digital signature will be altered and the recipient will
know of the tampering.